Say goodbye to overwhelming debt. Our smart, easy-to-use spreadsheet helps you stay on top of every payment and see your progress in real time—no finance degree needed.
Join 12,000+ people who paid off $6.5M+ in debt using our system
Teacher | Debt-Free Since 2023
As a financial coach, I’ve tried every debt tool – this spreadsheet helped my clients pay off 43% faster than traditional methods. The automated payment reminders are genius.
Certified Financial Educator
Finally, a debt tracker that doesn’t overwhelm you. My credit score jumped 112 points in 8 months just by following the simple payoff plan.
Newlyweds Paying Off $35K
Years of Experience
Why 12,000+ borrowers stick with us: We don’t just offer loans – we design stress-free payoff plans that actually work for your life.
+1k Customers
While most debt apps charge monthly fees and sell your data, our spreadsheet gives you lifetime access to a proven system that’s helped 32,000+ users pay off $48M faster. Unlike rigid apps, you’ll get customizable payoff strategies (snowball or avalanche), real-time progress tracking, and bank-level security – all for a one-time price less than your average credit card interest payment. The best part? You’ll see exactly how much interest you’ll save within 5 minutes of using it.
Watch your debt shrink daily with auto-updating payoff charts that keep you motivated
Your data never leaves your device (unlike risky debt apps that sell your info)
Instant snapshot of your total debt, interest costs, and payoff timeline - see everything in one place
Get our proven: Debt Snowball vs. Avalanche Calculator + Creditor Contact Templates (valued at $47
Step-by-step guide to negotiating lower interest rates with lenders (used to save clients $3,000+ on average
Bonus: 'Extra Cash Finder' spreadsheet to uncover $500+/month you're wasting (without lifestyle changes)
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